This Service is a platform; We are not a Broker, Financial Institution, Agent, Creditor or Charity (non-profit): This Service is an administrative platform only.

All information and content provided by The Retirement Fund relating to this Service is for informational purposes only, and The Retirement Fund does not guarantee the accuracy, completeness, timeliness or reliability of any such information or content. No content is intended to provide financial, legal, tax or other professional advice. All investments are at your own risk. When you make an investment through this Services, it is your responsibility to understand how your money will be used.

Your Registration Obligations: You may be required to register with The Retirement Fund in order to access and use certain features of the Services. If you choose to register for the Services, you agree to provide and maintain true, accurate, current and complete information about yourself as prompted by the Services' registration form. Services may also require you to register with, and agree to the terms of, third-party service providers (e.g., payment processors), with whom The Retirement Fund has entered into contracts, in order to be able to benefit from their services. If The Retirement Fund or one of our payments processors at any time discovers that the information you provided about yourself is incorrect or violates any of these Terms of Service or their terms of service, the Services may be suspended and/or terminated with immediate effect and fines may be applied by the relevant authorities which will in all such cases be payable by you. You acknowledge and agree that the use of third party payment processors are integral to the Services and that we may exchange information with such third parties in order to facilitate the provision of Service. Member Account, Password and Security: You are responsible for maintaining the confidentiality of your password and account, if any, and are fully responsible for any and all activities that occur under your password or account. You agree to (a) immediately notify The Retirement Fund of any unauthorized use of your password or account or any other breach of security, and (b) sign out from your account at the end of each session when accessing the Services. The Retirement Fund will not be liable for any loss or damage arising from your failure to comply with this Section.

Modifications to Services: The Retirement Fund reserves the right to modify, suspend or discontinue, temporarily or permanently, the Services (or any part thereof) at any time and for any reason, with or without notice, and without any liability to you or to any third party for any claims, damages, costs, or losses resulting there from.

Data Retention: You acknowledge that The Retirement Fund has no obligation to you to retain data relating to any account or campaign. You acknowledge that The Retirement Fund reserves the right to delete data or to terminate accounts or Campaigns at any time and for any reason, with or without notice, and without any liability to you or to any third party for any claims, damages, costs or losses resulting there from.

Mobile Services: The Services include certain features that may be made available via a mobile device, including the ability to (i) upload content to the Platform, (ii) browse the Platform and (iii) access certain items through an application downloaded and installed on a mobile device (collectively, the "Mobile Services"). To the extent you access Mobile Services, your wireless service carrier's standard charges, data rates and other fees may apply. In addition, downloading, installing, or using certain Mobile Services may be prohibited or restricted by your carrier, and not all Mobile Services may work with all carriers or devices. In the event that you change or deactivate your mobile telephone number, you agree to promptly update your The Retirement Fund account information if you wish to continue using our mobile services.

Recurring Investments: Investors may have the option to contribute recurring period investments (your agreement to make the Investments on a recurring basis, an “Investment Subscription” and each individual investments made in connection with a Investment Subscription, a “Investment Installment”), and in electing to contribute on a recurring basis, you, as a Investor hereby acknowledge that Investment Subscriptions automatically renew and have a recurring payment feature, and that unless and until you opt out of the auto-renewal of the Investment Subscription, which can be done through the Platform, any Investment Subscriptions you have signed up for will be automatically extended for successive renewal periods of the same duration as the initial term originally selected. In connection with each of your Investment Subscriptions, you (i) hereby authorize The Retirement Fund to bill your Payment Instrument in the amount of the applicable Investment Installments in advance on a periodic basis until you terminate such periodic payments by opting out of the Investment Subscription, (ii) accept responsibility for payment of all Investment Installments occurring prior to opt out and (iii) agree to promptly update your Billing Account with any changes (for example, any changes related to your Payment Instrument, such as a change in your billing address or credit card expiration date). Changes to or termination of Investment Subscriptions or Investment Installments will apply only to Investment Installments that take place after The Retirement Fund receives notice of such change or termination. The Retirement Fund does not provide refunds of any amounts received in connection with previously made Investment Installments. Additionally, by enrolling in any Investment Subscriptions, you acknowledge and agree for any and all such Investment Subscriptions, that (a) the ongoing maintenance and operation of Investment Subscriptions and each Investment Installment are the sole responsibility of, and subject to the sole discretion of, the individual or entity responsible for managing and receiving the Investment Subscription (b) individual Investment Installments may not be tax deductible, even if previous Investment Installments for the same Investment Subscription were, and the amount of each Investment Installment that is tax deductible may vary.

Your non-termination of a Investment Subscription reaffirms that The Retirement Fund is authorized to charge your Payment Instrument for the Investment Subscription in accordance with these terms. This does not waive our right to seek payment directly from you.